|
GET YOUR FREE REPORT NOW “The 9 Alternatives When Facing Foreclosure”
Are you in a financially difficult position because of the Real Estate Meltdown? If so, you may have been asking yourself if keeping your home is worth the stress.
You are certainly not alone, and it’s certainly not your fault!!
We all agree that we're in the middle of a national mortgage crisis and that, in many cases, homeowners who have bought or refinanced in the last few years have been seriously abused by unethical lending and Real Estate practices!!
You bought your home and hoped (like we all did) that it would increase in value (and some folks were even promised it would!), but most likely the harsh reality is that now your home is worth less than when you bought it and the value is still declining sharply.
The Good News Is:
As of August 1st 2008, new legislation has opened up greater options for you than were previously ever known!
You DO have options!
Here are Three:
Loan Modifications:
Specifically, due to new legislation, loan modifications are being accepted by many of the major banks. (They’re tired of owning empty homes I guess!). Some banks are discounting their mortgages by up to $200,000!!
Short Selling:
This is when the value of your home is less than you owe, and the banks loan modification either doesn’t work for you, or you must move due to some other pressing reason. There is some confusion as to how much this will impact your credit, but I do know of ways to work this where there is NO adverse affect on your credit whatsoever.
Foreclosure:
If neither of these two other things happen, this is your final alternative. This is when the bank sends you notice that you must move out, and they are selling the house on the courthouse steps.
Now, it’s up to you…
I am ready, along with my team of experts, to go to battle for you. Are you ready to take a serious look at your options and see how they may help you?
1. A Loan Modification could save you, and let you sleep at night.
2. A Short sale can have these benefits:
Avoid paying TAXES on the money the bank loses at foreclosure! (Yes, you may have to pay taxes on the amount of loss to the bank if the home goes to foreclosure!)
Save your credit from the "Foreclosure" ding
Avoid Bankruptcy
Avoid Foreclosure
Relieve the stress that this financial burden has become
WITH NO OUT OF POCKET FEES OR ANY UP FRONT COSTS OF ANY KIND! …or in other words, you pay me nothing and if I do my job and save you from foreclosure, only then will I get paid by the lender!
If you’re not sure and just want to find out if you qualify, give me a call and I will walk you through your options.
Believe it or not, you may just need help getting a temporary reduction in your payments to “catch up”. In any case, call me to talk about the several options that are available for you.
If you don't know what else to do and you don't call me at (925) 577-8692 or click here to contact me, what will it cost you in damaged credit, frustration and stress?
P.S. Don't let the lender's abusive scheme take advantage of you and cause you to lose your home to a foreclosure auction! Save your credit and have peace of mind dealing with an expert.
At the very least, let me give you some information about your alternatives. The last thing you want to do is go through the foreclosure process. It's draining emotionally and psychologically.
And you certainly don't want to face it alone. I've prepared a document I'd like to send you that details out in simple to understand terms what alternatives you have along with their pros and cons. If you're not ready to call me and let me help you, at least let me give you this information so you can be better informed on your options. Click on the link below for the report:
“The 9 Alternatives When Facing Foreclosure” |